What Stops You Getting a Mortgage?
Securing a mortgage may not always be a straightforward process; many factors will impact your eligibility, from credit scores to employment history and even issues with the property itself. Making a mortgage application involves time, energy and often expense too, so if you are turned down it is both frustrating and disappointing. A fuller understanding […]
Can You Remortgage to Buy Another Property or a Second Home?
In general, the answer to this question is yes, dependent on certain provisions and also providing you meet the criteria set out by different mortgage providers, you can remortgage to buy another property. You can look at refinancing your existing mortgage provision to release equity in the property which is the subject of this mortgage. […]
How to Buy Someone out of a House
Buying a spouse, friend, partner or relative out of a house where you have a joint mortgage can be a difficult step. A mortgage buyout is most likely due to a divorce or separation of property owners, or even a shared inheritance.
How to Get a Copy of My EPC Certificate?
Most homes today need an Energy Performance Certificate EPC. If you’re planning on selling or renting out your buy-to-let property, then since 2008 an EPC has been a legal requirement to confirm a property’s energy efficiency.
Can You Remortgage Early To Get a Better Deal?
Can you remortgage early, before your current mortgage deal ends? The answer is yes, you can decide to remortgage at any time, technically speaking.
Do You Need a Solicitor to Remortgage?
When changing your lender, a conveyancing solicitor will be required to manage the legal aspects of the remortgaging process. However, if your new deal is simply a retention product, often referred to as a ‘product transfer’, then there will be no need to instruct a Solicitor so long as the registered owners of the property […]
