Why multi-agency report?
The main reason for using multi-agency credit report data is that it ensures a complete credit picture is captured. Quite often lenders will record credit with lots of different agencies. Occasionally though, they will only record it with a handful of agencies. This means that by checking a single-agency report, there could be information missing. This, in turn, could have an adverse effect when applying for credit, including mortgages.
- See your data from 3 Credit Reference Agencies, not just one.
- Get an independent view with your checkmyfile Credit Score.
- Really easy to cancel – by freephone or even online.
- Identify problem accounts and take steps to minimise their impact.
- checkmyfile guarantee never to sell your personal data.
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