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Credit Report

Why multi-agency report?

The main reason for using multi-agency credit report data is that it ensures a complete credit picture is captured. Quite often lenders will record credit with lots of different agencies. Occasionally though, they will only record it with a handful of agencies. This means that by checking a single-agency report, there could be information missing. This, in turn, could have an adverse effect when applying for credit, including mortgages.

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